El Salto has produced a report setting out a concrete example of what mortgages are going to cost: M. C. contracted the variable mortgage two years ago and then Euribor and interest rates were negative. It has a debt of 180,000 euros to pay in 30 years and earmarked 586 euros per month for the payment of the mortgage. If the day on which your mortgage is renewed (renewed annually with the date of signature of the contract) was 9 September, your share would increase by 39%, to 816 euros per month. And if the Eurybor were to reach 3% (economic newspapers do not rule out this risk), the monthly fee would be EUR 921, 57% more than its share.
According to the Fotocasa website, the increase in interest rates by the European Central Bank means an increase in variable interest mortgages between EUR 1,400 and EUR 3,400, i.e. between EUR 124 and EUR 288 per month. And all of this, calculated if the Eurybor was 1.5%, predicts Fotocasa, which has already risen to 2%.
"Has expenditure on basic materials increased by 16% compared to 2021? Quiet, the European Central Bank arrives and will raise the mortgage by 37% to repair it," says economist Carlos Sánchez Mato, in El Salton. This article explains the consequences of the rise in electricity prices and the sequence of the move of oligopolies.
Variable mortgages were the most frequently contracted until 2020, although from that year they are not in gas. 80% of mortgage households live by staring at Eurybor to know how much they will pay each month. Housing platforms warn that this rise of Eurybor is going to mean a lot of change in the coming years.
Paco Morote, a member of the Mortgage Affected Platform, recalled in El Salto declarations that in 2021 there have been more than 41,000 evicted homes in Spain and 11,000 in the first quarter of 2022. According to Morote, the approval of the Housing Act by the Spanish Government can alleviate the situation, but not any law, but the proposals presented by the housing movement.
Greziako Finantza ministro ohia susperraldi-funtsaren inguruko negoziazioez mintzatu da El Diario.es egunkariari eskainitako elkarrizketan. Asteburu hontan egingo da goi-bilera, eta Europar Batasuneko herrialdeek koronabirusaren efektuak leuntzeko funts komuna jasotzeko... [+]